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  •    $1000.00 Minimum To Open
  •    $10.00 Service Charge (If Account Balance Falls Below $500.00)
  •    $1000.00 Minimum Balance Required To Earn Interest
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  •    Unlimited Check Writing
  •    Free Internet Banking
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  •    Free Telephone Banking
  •    Free ATM Transactions
  •    Free Debit Card

The Net Service Charge listed on the periodic statement is a calculated
total with details shown under the heading Service Charges.

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